The Bajaj EMI Card is a unique offering that allows customers to enjoy seamless shopping while keeping their budget in check. This article will dive into how the Bajaj EMI Card works, the benefits it offers, and how to use it for shopping.
How Does Bajaj EMI Card Work?
The Instant EMI Card is a pre-approved shopping loan that is issued by Bajaj Finance Limited. The card comes with a pre-approved loan limit, which users can utilize to purchase products on EMI. The card can be used to buy products across a wide range of categories, including electronics, appliances, furniture, and more.
The loan amount on the Bajaj EMI Card can be paid off in easy monthly installments, ranging from 3 to 24 months. The customer has to pay an interest rate on the loan amount availed, which is typically low and affordable. The EMI payments are automatically deducted from the user’s bank account each month, ensuring that the loan is paid off on time.
Benefits of the Bajaj EMI Card
There are several benefits associated with using the Bajaj EMI Card for shopping. Firstly, it allows customers to purchase costly products without having to pay the entire amount upfront. The pre-approved loan amount on the card can be used to buy products of one’s choice, ranging from mobile phones, laptops, televisions, and more.
Secondly, the Bajaj EMI Card comes with affordable interest rates, ensuring that customers don’t have to pay exorbitant interest amounts on their loans. The interest rates on the card are typically lower than those charged by traditional credit cards.
Thirdly, the Bajaj EMI Card comes with flexible repayment options. Customers can choose to pay off the loan amount in installments ranging from 3 to 24 months, depending on their convenience. This makes it easier for customers to manage their finances and ensure timely payments.
Finally, the Bajaj EMI Card also comes with exclusive discounts and offers across various categories, allowing customers to save some money while shopping. This can include discounts on electronics, appliances, and more.
How to Use Bajaj EMI Card for Shopping
Using the Bajaj EMI Card for shopping is a simple and hassle-free process. Here are the steps involved:
- Step 1: Check your pre-approved limit – Customers need to check their pre-approved loan limit on the Bajaj Finserv mobile app or website. This will help them determine the products they can purchase using the card.
- Step 2: Choose the product – Once the pre-approved limit is checked, customers can choose the product they wish to buy. The product can be chosen from any of the partner stores of Bajaj Finserv.
- Step 3: Select EMI option – At the time of payment, customers need to select the EMI option and choose the repayment tenure. The EMI amount will be automatically deducted from their bank account each month.
- Step 4: Complete the transaction – Once the EMI option is chosen, customers can complete the transaction by paying the down payment through card or cash.
Best Samsung Phone under 15000
The Bajaj EMI Card can be used to purchase a wide range of products across various categories, including mobiles phones. Here are some of the best Samsung phones under 15000 that can be purchased using the Bajaj EMI Card:
- Samsung Galaxy A21s – The Samsung Galaxy A21s is a popular budget phone that comes with a 6.5-inch HD+ display, quad rear cameras, and a massive 5000mAh battery. It is priced at Rs. 13,999.
- Samsung Galaxy M31 – The Samsung Galaxy M31 is a mid-range phone that comes with a 6.4-inch Full HD+ display, quad rear cameras, and a 6000mAh battery. It is priced at Rs. 15,499.
- Samsung Galaxy M11 – The Samsung Galaxy M11 is an entry-level phone that comes with a 6.4-inch HD+ display, triple rear cameras, and a 5000mAh battery. It is priced at Rs. 10,999.
In conclusion, the Bajaj EMI Card is a unique offering that allows customers to enjoy seamless shopping while keeping their budget in check. The card comes with several benefits, including affordable interest rates, flexible repayment options, and exclusive discounts and offers. Using the card for shopping is a simple and hassle-free process, and it can be used to purchase a wide range of products across various categories, including mobile phones. So, go ahead and get your hands on the best Samsung phone under 15000 using the Bajaj EMI Card today!